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Post by lcdc1 on Feb 20, 2008 16:08:46 GMT -5
Am I the only person here that has issues understanding what the heck my health insurance policy says? ARGHHHHH - I am trying to see what physc testing they pay for in the search and stuff with Rans issues and it is not easy to figure out, guess I will have to call the company.  |
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Post by charliegirl on Feb 20, 2008 16:27:22 GMT -5
You can't be. Those things are designed to confuse us so we don't know just how much they don't cover, I swear!
We were looking into the health insurance we could purchase through dh's last employer and it was so confusing, but it was costly so I really studied it, then I asked questions.
I'm glad I did. They claimed to cover everything, but it ended up costing over $7,000 a year between the premium and their deductible before they would pay for anything and then they only paid for any individual family member who had more than $3,400 in medical expenses that year. Unless one of us had a very serious illness or injury, we would never have qualified to receive a penny toward our medical care.
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Post by lcdc1 on Feb 21, 2008 0:39:41 GMT -5
what the heck? How is that helping people? It is a good thing you read all of it and understood it! Mine is hard to read becasue it has 4 different plan options in it like standard, somthing and something, basic, and then super plus or something?
Mine says they pay like some percent of the plan? I am trying to find the plan portion and I cannot, so is that like 75% of nothing or 50% of something - well you see the dilema?
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I was about to conquer the world but then I got distracted by something shiny.
